How to Start Investing for Beginners (step-by-step)

Taking the first big leap into investing can be frightening and daunting, however it really does not have to be! Let's invest our first $1000 together !!

TIMESTAMPS
00:00 – intro
00:32 – what is investing
03:07 – how to start
16:35 – investing together
20:57 – final suggestions!

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*** THINGS POINTED OUT IN THIS VIDEO! ***.

Fidelity Index Fund Cheatsheet:.
HSA described.
Roth IRA vs Conventional Individual Retirement Account vs 401k.
Fidelity.
Vanguard.

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*** BOOKS I RECOMMEND ***.

I Will Teach You to Be Rich (humorous how-to book on individual financing for millennials).

The Little Book of Common Sense Investing (Jack Bogle's traditional recommendations on index funds).

InvestED (detailed, millennial-friendly recommendations on how to choose stocks like Warren Buffett).

Unshakeable (this book = guts. blast ALL the fears & mistaken beliefs you have about investing).

Rich Papa Poor Dad (# 1 selling personal financing book of perpetuity … need I state more?).

Believe and Grow Rich (the ultimate book on cash frame of mind and wealth awareness).

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*** MY FAVORITE CASH TOOLS ***.

YNAB (I actually can't live without this budgeting app, so consumed).

Wise (like Venmo however for global currencies – I utilize this app a LOT for my life in Mexico).

High-Yield Cost Savings Accounts (don't opt for 0% when you can get 3%+ on your cost savings).

Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):.

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DISCLAIMERS & DISCLOSURES ❤.

This material is for education and entertainment functions only. Rose does not supply tax or financial investment recommendations. The info is existing without factor to consider of the investment objectives, danger tolerance, or financial scenarios of any particular investor and may not be suitable for all investors. Past performance is not indicative of future outcomes. All investing involves threat, including the possible loss of principal.

This description includes affiliate links that allow you to discover the items discussed in this video and support the channel at no cost to you. participates in the Amazon Services LLC Associates Program, an affiliate marketing program designed to offer a means for websites to earn advertising costs by marketing and linking to www.amazon.com. Thank you for your support!

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How to Start Investing for Beginners (step-by-step)

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About the Author: Richard Money

27 Comments

  1. Thanks as always Rose. You’re always clear and informative. I enjoy all of your content but it’s really nice to see you back to your investing roots. Love it.

    1. i love making a variety of content for you guys and showing different aspects of me, so thank you for being here for all of it, appreciate you! ♥️

  2. Hey Rose, please add “mind reader” to your resume. I was just looking up this info today. Thank you 🙌🏾😂

  3. Getting a 401k has been the best financial decision that I ever made! It’s great to see money grow. Plus is helps lowers my taxable income so that I won’t have to owe so much back in taxes.

  4. Curious what folks think of target date funds. (The idea being that the fund automatically rebalances the stocks in favor of bonds as you age/approach the target date.) Curious if fees align with the alternatives and whether there’s enough data yet to know how those track compared to the alternatives, etc. Love and appreciate the channel. Thanks Rose.

  5. Thanks for re-invigorating my will to invest. Not a first-timer, but I sure wish I’d seen this before I started 🙂

  6. Love this! I binged your early videos years ago on how to start investing. I have recommended your videos to so many people!!Your videos encouraged me to get into wealth management myself so I can ultimately break it down for our community as well.

  7. I really appreciate this video! You’ve helped give me the tools to make a more precise investment plan and inspired more research of my own so thanks 😁

  8. Rose, you have no idea how much I appreciate your content. Your videos provide so much valuable information in a very digestible manner.

  9. 📌 *Nice video, love how you take your time to educate your viewers. You gave me the mindset to invest my savings now I have made profits over $120k Right now and still making more , I am enjoying a good life with what I made investing. Indeed ‚building a Portfolio income (investing) through a licensed investment adviser is one out of many ways to earn passive income.*

  10. ‘Investing’ is more than building rainy day savings · The potential for healthy long term returns. In other words, rather than spending all your money, you tip some into a savings account for another time. 🥰 Have a nice day Ms. Rose Han

  11. You should write a book. You explain this so well and in a digestible way especially as all of this can be complicated

  12. Thank youuuuuuu I am not a US citizen but I wanted to know more and this video answered all my questions. Thanks again for your generosity. Greetings from Chile!! 🇨🇱🇨🇱🇨🇱

  13. Hi rose, I appreciate you doing this step by step video. I was wondering if you can do another one similar but with how to contribute more money to the index funds itself ! Thanks

  14. Thank youuuuu! I swear, I pick up on other things quickly, but understanding investing has been a HUGE struggle. This level of granularity and very simply approach helped me a ton.

  15. Hey Rose, I love how most of the video is dedicated on the practical steps to start investing. The employer matching 401k is solid….especially if the employer is investing in good index funds.

    Your content is is raising financial literacy in a world where people desperately need to learn how to manage their money with a long time horizon in mind.

  16. Omg thank you so much, Rose 😊. I understood bits and pieces, but with this video I got the whole picture 🎉

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