How I split finances with my boyfriend of 1 year (who pays for what, prenups, joint accounts, etc.!)

Join me and my sweetheart (plus a charming cameo from my mother's young puppy) as we answer all your concerns about how we navigate financial resources in our relationship! Spilling alllll the tea today.

TIMESTAMPS.
00:00:34 – Very first date, who paid?
00:00:52 – Who "should" pay on the very first date?
00:03:15 – How did you handle cash talk in the preliminary stages of dating?
00:05:30 – When did you share information of your income/wealth with him?
00:06:23 – How do you determine who pays for what?
00:07:40 – What if you want to do something, but your mate can't pay for?
00:08:20 – Any prepare for a joint checking account, or always keep that separate?
00:09:40 – How does differences in earnings affect other non-finance dynamics?
00:11:50 – Is it weird for the woman to be naturally more money-ambitious than her other half?
00:13:20 – How do you be independent economically while likewise permitting a man to take care of you?
00:15:00 – Are you ok with dating a guy who earns less than you?
00:16:30 – Have you had to reconcile views around finances? Any pointers?
00:17:00 – If he proposes tomorrow, will you do a prenup?

__________.

*** BOOKS I ADVISE ***.

I Will Teach You to Be Rich (amusing how-to book on personal financing for millennials).

The Little Book of Sound Judgment Investing (Jack Bogle's traditional suggestions on index funds).

InvestED (detailed, millennial-friendly recommendations on how to pick stocks like Warren Buffett).

Unshakeable (this book = guts. blast ALL the worries & mistaken beliefs you have about investing).

Rich Dad Poor Papa (# 1 selling personal financing book of all time … need I say more?).

Think and Grow Abundant (the supreme book on cash frame of mind and wealth awareness).

________.

*** MY FAVORITE MONEY TOOLS ***.

YNAB (I literally can't live without this budgeting app, so consumed).

Wise (like Venmo but for worldwide currencies – I utilize this app a LOT for my life in Mexico).

High-Yield Cost Savings Accounts (do not choose 0% when you can get 3%+ on your savings).

Journal Nano S (crypto storage hardware wallet, due to the fact that "Not Your Keys, Not Your Crypto"!):.

__________.

DISCLAIMERS & DISCLOSURES ❀.

This material is for education and home entertainment purposes just. Rose does not offer tax or investment suggestions. The info is existing without consideration of the financial investment objectives, risk tolerance, or financial situations of any specific investor and may not be suitable for all investors. Previous performance is not indicative of future results. All investing includes threat, including the possible loss of principal.

This description includes affiliate links that allow you to discover the items pointed out in this video and support the channel at no cost to you. participates in the Amazon Providers LLC Associates Program, an affiliate advertising program developed to offer a means for websites to earn marketing fees by marketing and connecting to www.amazon.com. Thank you for your assistance!

__________.

SAY HI ON SOCIAL!.
Site:.
Instagram:.
TikTok:.
Pinterest:.

How I split finances with my boyfriend of 1 year (who pays for what, prenups, joint accounts, etc.!)

Wealth Builders Club
Wealth Builders Club Secrets Revealed – Click Here to Discover the #1 Investment Resource!

You May Also Like

About the Author: Richard Money

25 Comments

  1. The two of you look so adorable. Thank you Rose, all info you shared has made me financially responsible and all thanks to your hard work. Please keep posting and keep going!

  2. Great video! It’s not fun talking about money especially if the other person has more, but it’s good that you guys are honest to each other and open to talk about it at an early stage of your relationship. That will definitely makes you relationship stronger. Many marriages ended in divorce because of money, and probably because while they were dating they never planned financially, they only realized after marriage that their financial goals are actually different from each other or non-existent.

  3. Y’all are a “lovely couple”…and the way you’re sharing expenses and handling your collective finances seems very reasonable. You make it look easy…Maybe that’s because you’re both reasonable people.
    πŸ™πŸ»β€β™€οΈ+ πŸ™ŽπŸ½β€β™‚οΈ= πŸ’!

  4. Thank you both for being open and sharing this. I have a close friend who has a great income but is down to earth and humble and her income tends to be an issue with the men she dates as she usually makes more. Best of luck in your relationship! πŸ’œ

    1. π–π‘πšπ­π¬β€™π€π©π©επŸπŸ‘πŸŽπŸ‘-πŸ”πŸπŸ”-πŸ’πŸ–πŸ–πŸ— says:

      πŸŽ‰πŸŽ‰

  5. Thank you for the transparency. ❀ In the past, income discrepancies have caused troublesome issues in my relationships. I am now so much more hopeful that I can overcome this hurdle in the future.

    1. my friend makes less than his wife. but he’ll pay the rent/utilities, car, insurance… and she picks up the rest so at least you can say he provides the basics.

  6. Its so refreshing seeing a couple like this these days. It seems so rare, thank you for being transparent and honest. I love how you guys do the little and subtle things to show your affection, its really touching

  7. The comments of him being awkward in front of the camera, I feel are unfair. Don’t know how often he’s in front of the camera speaking to an audience, but most people inexperienced to being in front of the camera are not naturals. Rose is an intelligent grown a*s woman. Maybe he’ll become a pro in front of the camera for everyone’s viewing pleasure, but maybe he won’t, and that’s okay. Much luck to you both in your relationship.

    1. π–π‘πšπ­π¬β€™π€π©π©επŸπŸ‘πŸŽπŸ‘-πŸ”πŸπŸ”-πŸ’πŸ–πŸ–πŸ— says:

      πŸŽ‰πŸŽ‰

  8. Thank you Rose! I’m in a similar dynamic in my relationship and it’s sometimes hard to decondition myself from societal beliefs that the man should make more money. I want to be more understanding of my partner and all that he contributes to our family and relationship!

    1. π–π‘πšπ­π¬β€™π€π©π©επŸπŸ‘πŸŽπŸ‘-πŸ”πŸπŸ”-πŸ’πŸ–πŸ–πŸ— says:

      πŸŽ‰πŸŽ‰

  9. You’re guys are so cute ❀ financial openness is one of the relationship priorities for me πŸ’• doesn’t matter who makes more but making money build the life you want is important so starting it early is a way to go ❀ I’m happy for you Rose! And the puppy melted my heart 🫠🫠🫠

    1. π–π‘πšπ­π¬β€™π€π©π©επŸπŸ‘πŸŽπŸ‘-πŸ”πŸπŸ”-πŸ’πŸ–πŸ–πŸ— says:

      πŸŽ‰πŸŽ‰

  10. This was an awesome video!!! Balance is definitely needed in all kinds of relationships, and both of you seemed to be Yin and Yang!

  11. Speaking from experience, having always earned more than my partners, I’ve learned that the only way this type of relationship with huge revenue gaps can work, is if the man feels comfortable in his skin & does not feel inferior to his woman being more successful in her career. I find for women, in my case anyway & as I see Rose as well here, we don’t mind the pay gap, as long as we are treated with love & respect.

  12. Thanks Rose for sharing. He is a very lucky guy. I followed you for years and you’re awesome person. GL on the future.❀

  13. I love their respect To each other which shows , their maturity and honesty is beautiful ❀ beautiful couple!

  14. You guys are such a cute couple! I dated my husband through out high school and college. We have been married 25 years and sure there were times I was the breadwinner! He will tell you nothing is sexier than a woman who knows what she wants! After getting married we got a joint account and emergency account. Everyone’s got their own system! ❀

Leave a Reply

Your email address will not be published. Required fields are marked *